Privacy Policy

Privacy Policy — Effective 08/01/25

Smart City Credits is committed to transparency and security. This policy outlines how we collect, use, and protect your data when you interact with our marketplace. We use only trusted third-party providers (Stripe, PayPal, Escrow.com, Squarespace, and Google Analytics) to ensure your data and transactions remain safe.

Information We Collect

• Information you provide directly (name, email, phone, offers, subscription info).
• Payment information (processed securely, we do not store full card details).
• Automatically collected data (IP address, browser, referring pages, cookies, analytics).

How We Use Your Information

• To operate and improve our site.
• To respond to inquiries and process transactions.
• To send updates and marketing if you opt in.
• To protect against fraud and comply with laws.

Sharing Your Information

• We do not sell your data.
• We may share with service providers (escrow, payment processors, hosting, analytics).
• We may disclose under legal obligations or business transfers.

Retention

We keep data as long as necessary for transactions or legal compliance.

Cookies & Tracking

We use cookies and analytics. You can disable cookies in your browser, but some features may not work.

Your Rights

• Access, correction, deletion of your data.
• Opt-out of marketing emails anytime.
• Additional rights under GDPR and CCPA.

Security

We use reasonable technical, administrative, and physical safeguards, but no method is 100% secure.

Children’s Privacy

Not directed to children under 13. We do not knowingly collect their data, and will delete it if discovered.

Policy Changes

We may update this policy and will post the revised effective date.

Contact Us

For privacy concerns, email: sales@smartcitycredits.com